After your legal rights have been violated once or twice, you will probably want to start taking a more aggressive and proactive approach against CRAs.
If you need more information on why your expunged record is showing up on background checks, go to our reference library. To solve a problem you must first understand it.
While the process listed below is a daunting, time-consuming and annoying project- it is currently the only method available to reduce the chances that an expunged record is illegally revealed.
Try to have a little fun with it by viewing this as a chance to turn the tables and go on the offensive.
The goal here is to eliminate any stale or outdated information, while also stockpiling your own data- data that can be used as evidence in court at a future date if necessary.
CRAs hate having to deal with proactive consumers. In fact, they get furious.
Awww, sorry we're not sorry. How does it feel?
The FCRA allows consumers to obtain and examine data of a consumer's file (you) kept by a CRA (background check company).
The reason we want to review our file is to determine if there is inaccurate or outdated (AKA ***expunged***) information.
It is the same principal and governing laws as when you request your free annual credit report- except there are multitudes of background screeners- not three.
This is a pretty easy process but the sheer volume consumes a significant amount of time.
Sound like a lot of work? It is, but you need to do it!
Just do a quick search of how often expunged records are showing up on background checks.
Why do we care?
Read more about our founder's unbelievable battle with background checks over the last few years.
His expunged record has now shown up over a dozen times.
Have a question about expunged records appearing on background checks?
Give us a shout. We created this site to help save you from what we had to go through.