Reference Library

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To do so, we have constructed the web's most comprehensive single-source for everything about expunged records on background checks.

Answering_questions_from_employers_about_criminal_records_or_arrests

Answering Questions from Employers about Criminal Records or Arrests

Source: Legal Momentum

Description: This guide answers some common questions about laws that can protect you against discrimination and afford you privacy.
Link to Document

FTC-background-checks-tips

 
 

FTC Background Check Tips

Source: Federal Trade Commission

Description: Tips to make sure your employer/landlord is following the rules.
Link to Document

broken-records-report

Broken Records - How Errors by Criminal Background Checking Companies Harm Workers and Businesses

Source: NCLC

Description: Great section on how/why expunged records are revealed on background checks and the damages such action causes.
Link to Document

FTC FCRA 2012

Fair Credit Reporting Act

Source: Federal Trade Commission

Description: Full text of the FCRA.
Link to Document

cfpb-list-consumer-reporting-agencies

List of Consumer Reporting Agencies

Source: Consumer Financial Protection Bureau

Description: How to get in touch with some of the National CRAs.
Link to Document

CFPB right to see credit reports

You Have A Right to See Specialty Credit Reports

Source: Consumer Financial Protection Bureau

Description: CFPB spells out your rights on full file disclosures.
Link to Document

Consumer_Action_News_Specialty Consumer_Reports_Issue

Specialty Consumer Reports Issue

Source: Consumer Action News

Description: Newsletter from Consumer Action on CRAs. Great read.
Link to Document

2015 NAPBS How to Respsond to Lawyer Letters Webinar PPT Slides

How Background Screeners are to Respond to Lawyer Letters

Source: National Association of Background Screeners

Description: How the NAPBS instructs CRAs to respond to potential legal liabilities.
Link to Document

NAPBS FCRA Compliance

FCRA Compliance

Source: National Association of Background Screeners

Description: Older NAPBS deck on staying FCRA compliant.
Link to Document

FTC Sample Letter for Disputing Errors

 

Sample Letter for Disputing Errors on Your Credit Report

Source: Federal Trade Commission

Description: A sample dispute letter published by the FTC.
Link to Document

how-napbs-lobbies-govt

How NAPBS Members can get Involved with Government Affairs

Source: National Association of Background Screeners

Description: How the NAPBS lobbies the government.
Link to Document

napbs-matching-identifiers

Generally Accepting Practices for Matching Identifiers

Source: NAPBS

Description: CRAs will often be sloppy with matching your identity. Use this tool to check to make sure they were following the rules.
Link to Document

FCRA Litigation Regulatory and Enforcement Developments

Fair Credit Reporting Act Litigation, Regulatory and Enforcement Developments

Source: National Association of Background Screeners

Description: Deck on current trends in CRA litigation.
Link to Document

cfpb_NSCRA_warning_letter

Warning Letter to CRAs

Source: Consumer Financial Protection Bureau

Description: This was a waring letter put out by the CFPB in regards to toll-free consumer hotline compliance.
Link to Document

defensible_dispute_resolution

Defensible Consumer Dispute Resolution

Source: NAPBS

Description: How CRAs are instructed to defend themselves against consumer disputes.
Link to Document

cfpb_NSCRA_Bulletin

CFPB Bulletin

Source: CFPB

Description: The FCRA’s “streamlined process” requirement for consumers to obtain free annual reports from nationwide specialty consumer reporting agencies.
Link to Document

adp inside background checks

Inside Criminal Background Checks: Sources, Availability and Quality

Source: ADP

Description: A peek inside the background screening industry from a supplier's perspective.
Link to Document

NAPBS How to mitigate FCRA risk

How Background Screeners are to Mitigate FCRA Risk

Source: NAPBS

Description: NAPBS FCRA tricks.
Link to Document

reinvestigatoin requirements of background screeners

Reinvestigation Requirements of Background Screeners Diagram

Source: NAPBS

Description: Flow Chart of Reinvestigation Requirements.
Link to Document

FACTA 2003

Fair and Accurate Credit Transactions Act of 2003

Source: US Government

Description: Full text of the FACTA.
Link to Document

napbs-facts-about-background-checks

The Facts About Background Checks

Source: NAPBS

Description: Description about different background checks.
Link to Document

ADPFairCreditReportingActWhitePaper

The Fair Credit Reporting Act (FCRA): Background Screening and Compliance

Source: ADP

Description: A white paper on how to be compliant with FCRA background screening requirements.
Link to Document

Nationwide Criminal Index Source Details

Nationwide Criminal Index Source Details

Source: American Databank

Description: Who supplies criminal records to CRAs.
Link to Document

National Sources for Criminal Records

National Sources for Criminal Records

Source: Unknown

Description: Who supplies criminal records to CRAs.
Link to Document

NCLC List of Consumer Reporting Agencies

List of Consumer Reporting Agencies and Other Database Companies

Source: NCLC

Description: List of CRAs.
Link to Document

national task force on criminal background checks

Report of The National Task Force on the Criminal Backgrounding of America

Source: SEARCH

Description: Background checks since 9/11.
Link to Document

consumer_action_specialty_report_directory

Consumer Action's Specialty Consumer Reporting Agency Directory

Source: Consumer Action

Description: List of Specialty CRAs.
Link to Document

ADPBackgroundScreeningResultsWhitePaper

Background Screening Results: Hiring Decisions and Compliance Considerations

Source: ADP

Description: A white paper on how to use arrest, conviction, and misdemeanor information in the selection process.
Link to Document

CFPB List of Consumer Reporting Agencies

Brief List of NCRAs

Source: CFPB

Description: The list includes both the biggest nationwide credit reporting companies and a longer list of specialty reporting companies.
Link to Document

senate-commerce-committee-report-on-data-broker-industry

Senate Commerce Committee Report on the Data Broker Industry

Source: Committee on Commerce, Science, and Transportation

Description: A review of the background screening industry.
Link to Document

list-of-cncs-approved-state-criminal-record-repositories

List of CNCS Approved State Criminal Record Repositories

Source: Unknown

Description: Record sources for CRAs.
Link to Document

suppliers-to-background-screening-industry

List of Suppliers to the Background Screening Industry

Source: PreemploymentDirectory

Description: Vendor list.
Link to Document

65_Million_Need_Not_Apply

65 Million Need Not Apply - The Case for Reforming Background Checks for Employment

Source: NELP

Description: Deck on current trends in CRA litigation.
Link to Document

THE ATTORNEY GENERAL REPORT ON CRIMINAL HISTORY BACKGROUND CHECKS

The Attorney General's Report on Criminal History Background Checks

Source: USDJ

Description: USDJ's findings on background screening.
Link to Document